Terms of Service
These Terms of Service ("Terms") govern your access to and use of the Cairnova Capital website, tools, and any related services (collectively, the "Services"). Please read them carefully before using the Services.
Last updated: This is a general template and should be reviewed and adapted by qualified legal counsel before publication to ensure compliance with applicable laws and regulations in your jurisdiction.
1. Acceptance of Terms
By accessing or using the Cairnova Capital Services, you confirm that you have read, understood, and agree to be bound by these Terms and any policies referenced within them, including our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Services.
2. Eligibility
You must be of legal age in your jurisdiction of residence and have the legal capacity to enter into a binding agreement to use the Services offered by Cairnova Capital. By using the Services, you represent and warrant that you meet these requirements.
3. Nature of Information Provided
Content published by Cairnova Capital, including any methodology descriptions, data summaries, charts, or written materials, is provided for general informational purposes only. Nothing on this website constitutes financial, investment, tax, or legal advice, and no content should be interpreted as a recommendation or solicitation to buy, sell, or hold any financial instrument.
Any figures, illustrations, or performance references presented are for descriptive and illustrative purposes and do not guarantee future outcomes. Past performance, where referenced, is not indicative of future results.
4. Account Access and Eligibility Review
Certain areas of the Services may require you to submit information for review or to request access. Cairnova Capital reserves the right, at its sole discretion, to approve, decline, suspend, or terminate access to any part of the Services for any reason, including but not limited to concerns regarding suitability, accuracy of submitted information, or compliance obligations.
5. User Responsibilities
You agree to:
- Provide accurate, current, and complete information when requested;
- Use the Services only for lawful purposes and in a manner consistent with these Terms;
- Not attempt to interfere with, disrupt, or gain unauthorized access to the Services or related systems;
- Not copy, reproduce, distribute, or create derivative works from any content on this website without prior written consent.
6. Intellectual Property
All content on this website, including text, graphics, logos, layouts, and design elements, is the property of Cairnova Capital or its licensors and is protected by applicable intellectual property laws. No license or right is granted to you except the limited right to view the Services for personal, non-commercial use.
7. No Guarantee of Results
Cairnova Capital makes no representation or warranty, express or implied, regarding the accuracy, completeness, or reliability of any information presented through the Services. Any decisions made based on information obtained from this website are made at your own discretion and risk.
8. Limitation of Liability
To the fullest extent permitted by applicable law, Cairnova Capital, its owners, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of, or inability to use, the Services, even if advised of the possibility of such damages.
9. Third-Party Links and Services
The Services may contain links to third-party websites or resources. Cairnova Capital does not endorse and is not responsible for the content, accuracy, or practices of any third-party sites. Access to any such links is at your own risk.
10. Modifications to the Services and Terms
Cairnova Capital reserves the right to modify, suspend, or discontinue any part of the Services at any time without prior notice. We also reserve the right to update these Terms periodically. Continued use of the Services after changes are posted constitutes acceptance of the revised Terms.
11. Termination
We may suspend or terminate your access to the Services at our sole discretion, without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, Cairnova Capital, or third parties.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Cairnova Capital operates, without regard to conflict-of-law principles. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.
13. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
14. Contact
Questions regarding these Terms should be directed through the contact channels made available on our Contact page.